Women Business Finance Scheme “Riyadat”

Minimum amount BHD 5,000 and maximum BHD 100,000 with minimum profit rate of 4.27% (APR 8%). 60% of the profit is subsidized by Tamkeen.

The beneficiary is eligible for 100% of the payment of the profit rate, for one time in this project, subject to financing amount of no more than BHD 30,000.00, a loan tenor of up to 3 years, repaid in full within 3 years.

Usually used to finance a specific asset, such as plant or machinery, or working capital loans with a comfortable repayment and grace period for sectors like:

  • Manufacturing
  • Private Education
  • Healthcare
  • Trading
  • Transportation
  • Other Services

Required Documents:

BHD5,000 –BHD29,000

  • Applicant CV
  • Smart Card copy & details
  • Passport copy
  • CR copy (if running business)
  • Constitutive documents of the company.
  • Memorandum and Articles of Association.
  • 6 months Bank Statement of individual/entities.
  • Paid electricity bills for the past 6 months
  • LMRA Fees paid for the latest month
  • Bahrainization Calculator
  • Business plan / proposal and Feasibility study (if under formation)
  • In house Financials (Balance sheet, Income statement)
  • Entrepreneurship orientation program certificate.

BHD30,000 – BHD 100,000

  • Applicant CV
  • Smart Card copy & details
  • Passport copy
  • CR copy (if running business)
  • Constitutive documents of the company
  • Memorandum and Articles of Association
  • 6 months Bank Statement of individual/entities.
  • Paid electricity bills for the past 6 months
  • LMRA Fees paid for the latest month
  • Bahrainization Calculator
  • Audited Financial Report
  • Entrepreneurship orientation program certificate

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