The role holder is responsible to maintain a strong collaboration and act as the main focal point of contact with all external stakeholders.
Key Responsibilities
Maintains credit control policies and guidelines to ensure compliance with all applicable rules and regulations.
Laise with external stakeholders to improve / introduce new customer friend products.
Prepare the summary of proposals / restructure forms / charge offs prior to sharing and obtaining necessary approvals from external stakeholders.
Ensure that the required dashboards / report are shared with external stakeholders within the agreed frequency.
Review and analyse external stakeholders principals report on monthly basis.
Ensure all inputted guarantees in system to accurate and up to date.
Ensure all profit claims are raised on monthly basis with external stakeholders
Ensure guarantee claims are executed in line with the agreements signed by external stakeholders.
Ensure frequent calls / visits are conducted with external stakeholders to build a strong relationship.
Ensure the required invoices are all processed for all external stakeholders.
Prepare & Reconcile the Bank’s loan portfolio on the benefit system and ensure all terms and conditions in the executed agreement is fulfilled.
Provide guidance to all internal stakeholders of the Bank on fulfilling the required clauses of the executed agreements.
Monitors all parties’ compliance with loan pre-loan disbursal conditions and other loan covenants throughout the tenor of the loan.
Assists in and ensures periodic collateral valuation and verification and updates the Head - Credit Control & Administration on any current and forecasted major changes in the value.
To ensure any executed agreement maintain the required sign off from Legal Dept.
Prepare timely and accurate preparation of reports by the department including’ CBB reports, customer credit reports, management information reports and any other requirement of statutory auditors.
Keeps records of and highlights to the Team Leader / Head of Depts in respect of all credit related exceptions and special cases.
Prepare audit confirmations balances.
Perform other duties that may be assigned by the Unit / Department Head from time to time.
Qualification Required
Bachelor’s degree in Finance, Accounting, Economics or any other related field is mandatory
Years of experience
3 years of experience.
Job Specific Skills:
Good knowledge of the banks policies and procedures
Good knowledge of credit administration, loan documentation, syndicated loan structures, as well as credit and banking terminology
Good knowledge of BDB’s products and services
Working knowledge of different systems, theories and practices relevant to the function.
Consistently demonstrates clear and concise written and verbal communication.
Generic Skills:
Time Management
Communication Skills
Report writing skills
Team work
Computer skills (mainly word and excel)
Error! A problem has been occurred while submitting your data.
Success! Your message has been sent successfully.
Rate Us (Please Complete The Captcha First):
Current Rating:
Last Updated: 05 Feb 2024
Licensed by the Central Bank of Bahrain as a Conventional Retail Bank